5 Great Financial Apps for iPhone

Keeping track of your money, investments and other financial matters can be time consuming; if you do it all on paper. Smart phones mean that you can do a lot more with your cell phone plans then just call around; apps make just about anything possible. New apps for the iPhone are letting anyone maintain good records regardless of where they are.
Knowing where your money goes is the first step in reliable fiscal management. Let these apps show you the way.

1. BillMinder

BillMinder is designed to keep you from missing bills or paying them late. It keeps track of your bills, whether you have paid them or not, and lets you know how much is due each month. With additional features such as a calculator, notifications, Email based restore and backup and the ability to synch with other devices using iOS, this program will help you stay on top of your bills no matter where you might be.
BillMinder is available on App Store for $1.99.

2. iReconcile

Knowing when you have to pay bills is the first step towards financial success. The next thing you want to do is keep track of all of your money. With iReconcile you can manage your money from your iPhone. The program is easy to use and is based upon the popular Checkbook app.

With iReconcile you will easily see where your money is going every month. You can set it to rollover any money left at the end of one month into the next. Track your balances on any revolving debt you carry. Have up to the minute information so you never spend more than is available. With this app on your phone, you won’t have to remember to enter information when you get home, you can do it no matter where you are.
iReconcile is available on App Store for $2.99.

Tipulator

Now that you have some idea of where your money is going and how much you have, it is time to head out on the town. Even the best mathematician can be overwhelmed when trying to calculate a tip, figure out their share of a complex bill and so forth. With Tipulator, a simple yet elegant app, you won’t need to do the math in your head. Set the tipping percentage and it will give you both that and the total cost.
An additional way to make use of Tipulator is to have it calculate how much each person at the table owes. Simply enter the total and the tip and let it figure out how much each person needs to put in. There are even several ways to calculate how you want to pay, share or tip.
Tipulator is available on App Store for $0.99.

4. Bloomberg

Keeping an eye on your investments and potential investments has never been so easy. With the Bloomberg iPhone app you can keep an eye on the markets, select specific stocks to watch and see everything in a variety of formats. Whether you prefer charts or graphs, want to read up on new, quotes or company descriptions, it is all at your fingertips. Your investment strategy is only as good as your information; use Bloomberg and rest easy.
Bloomberg is available on App Store for free.

5. Loan Shark

Sooner or later just about everyone is going to have to borrow money. Whether it is a mortgage, money for a car or even a credit card, knowing your options and being able to pick the best terms can save you thousands over the life of the loan. The Loan Shark app gives you the information you need to pick the best choice for your needs. With plenty of data about the conditions of any loan type, Loan Shark lets you calculate everything; the total you will pay back, monthly or yearly payments and even lets you graph principle versus interest in a flash.
Loan Shark is available on App Store for $2.99.
The best financial strategy is to get out of debt and save as much as possible. Download the apps and make this a reality. These 5 financial apps for the iPhone will help you to stay on top of your money, and get the most out of it every day.
This is a guest article by EJ Parfitt, a freelance writer for many sites including Cell Phone Expert.